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UPM Credit Risk Management is looking for a Credit Risk Analyst / Junior Credit Risk Analyst for a permanent position located in Helsinki, Finland.

Greetings from your future manager

“Our Credit Risk Management works closely with all of the UPM businesses globally. You will have a great opportunity to co-operate with different businesses, customers as well as other internal and external stakeholders. Ideally you know your way around financial analysis and like to interact with people to provide the best possible support for our businesses in acknowledging mitigating credit risks. Looking forward to having you in our team.” Jarno Saario, Director, Credit

What you’ll do

In this position, you will:

• Assess, analyze and interpret financial information according to Credit Risk Management rules and set credit limits

• Monitor portfolio development and take timely actions when needed

• Actively seek relevant information on market developments and other areas

• Work together with sales, customers service, collection, and other stakeholders to mitigate credit risks

• Proactively contact UPM customers for additional information

• Interview and visit customers, as agreed with your manager

Who you are

• You have a Master’s degree in finance or accounting, or similar knowledge though relevant work experience

• You have minimum 1-3 years’ work experience as a financial analyst or other relevant work experience

• You have profound understanding of financial statements and business specific requirements

• You have analytical and constructively critical mindset and are able to find and suggest solutions

• You have excellent written and verbal English skills, fluency in other major European languages (German, French, Italian or Russian) is an asset

• Your communication and team working skills are excellent and you can influence others

• You have customer service mindset as well as accountability and integrity

• You are flexible and able to travel

This is what we offer for you

• Meaningful job: We are proud of what we do. Our work highlights the expertise of our personnel, the high quality of our products and the company's values.

• Inspired and motivated teams: We have highly skilled employees. We are a multifaceted, international organization that works as a team to achieve our shared objectives.

• Development opportunities: With us you can build up your expertise. We provide opportunities to support your development throughout every stage of your career.

• Responsibility for people and environment: Our ethical principles embrace people as well as the environment. We are always striving to build a more sustainable future.

Additional information

For further information please contact Director, Credit Risk Management, Jarno Saario, jarno.saario@upm.com or tel. +358942735320 on the 16th of June at 14:00-15:00 (EET) or on the 18th of June at 10:00-11:00 (EET).

Please submit your application via the “Apply” link and attach your CV and cover letter with salary expectation. We will start reviewing applications already during application period so please apply as soon as possible, latest on the 28th of June 2021.

For support with submitting your application, please contact the HR Service Center at careers@upm.com or tel. +358204146600. If you are a UPM employee you can reach us through the UPM Service Portal: [LINK].

A security background check may be performed for those selected to UPM positions, in accordance with the company recruitment guidelines and the Security Clearance Act 726/2014.

UPM is a non-smoking workplace in Finland.

UPM Finance & Control is an expert organisation committed to delivering operational efficiency and value improvement for UPM businesses and UPM Group. F&C is formed of Finance Operations, and Business Control and F&C Development.

Finance Operations delivers financial accounting, reporting and compliance at UPM. Business Control partners with UPM businesses to drive profitable growth. Development team provides enablers for improving the efficiency, effectiveness and experience of F&C service delivery.

F&C vision is to become a world class finance organisation – agile and visible, accelerating UPM’s growth and success.

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